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Complete Guide to Malta Residence by Investment (for 2019)

November 5, 2018
Read: 4 minutes
As more people are willing to move countries for better opportunities and stability;
Second Residency and Citizenship by Investment programs are gaining popularity among the rich or those that want to be.
If you are browsing through this article you are probably considering a Second Residence for yourself and your family.
Residency typically means you have the legal right to live, work, set up business, travel or even study in a particular country.
So, with many countries offering second residence programs; Why should you become a Resident of Malta?
Different people might have different reasons to take up an alternative or second residence.
This article will help you gather all the information you require for obtaining Malta Residence by Investment (for 2019).
To give you a better understanding, we will be focusing on the following topics:
Guide to Malta Residence by Investment (for 2019)


 Benefits of Malta Residency by Investment?

The Malta Residency programs give the opportunity to non-European Nationals and their families to settle in Malta.
Living in Malta can have numerous benefits, we thought we’ll make it easier for you and list them down.
  • Base your operations in the European Union’s fastest-growing economy;
  • Opportunity for unlimited access to the European Union, the world’s largest economic zone;
  • Profit from a tax-efficient system on both personal and corporate;
  • You can get tax residency status on showing ordinary residency in Malta;
  • Investment options in a stable and booming real estate market.
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  • Relax in one of the safest countries in the world;
  • Access to leading health care institutions;
  • Secure your children’s future through a world-class education system;
  • Apply for a European Long-Term Residence permit after 5 years in Malta;
  • Personal security for you and your family, in case of instability in your native country;
  • Affordable real estate options for buying a second home.
  • Mobility is key. Lifetime travel without border checks across 26 Schengen visa countries.
  • That means no more time-consuming Schengen visa application hassles.
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  • The right to indefinitely reside, settle and stay in Malta;
  • Enjoy a progressive and politically stable country;
  • Live the relaxed Mediterranean life;
  • Enjoy the warm summers and moderate winters;
  • Easily communicate through English as an official language;
  • Affordable yet amazing standard of living;
  • Infinite profitable investment property options;
  • Pollution free environment.

So now you have a good idea of how Maltese residency can be beneficial for you and your family.

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Let’s now move forward and talk about your options for relocation.

So, Residency and Citizenship (by investment) programs can be broadly classified into two main categories, namely:

  • those that provide an Entry solution to countries; and
  • those that provide an Access solution to countries.

Then there are those that simultaneously combine solutions for both Entry and Access to various countries.

Taxation of New Residents in Malta

Taxation of New Residents in Malta

If you are a tax resident of Malta but not domiciled in Malta, then all your income generated in Malta will be taxed. All the foreign source income remitted to Malta will also be taxed. In simple words, you will only be taxed if you become a Malta tax resident. 

Capital gains arising outside Malta will remain non-taxable in Malta even if received in Malta. If you are neither ordinarily resident nor domiciled in Malta, then you’ll be taxed only on income arising in Malta i.e. income having a Malta source.

The Global Residence Program grants you a 15% beneficial tax rate on income received in Malta from foreign sources.

You may also have the possibility to claim relief from double tax treaties. To date, Malta has concluded more than 72 double taxation agreements for the avoidance of double taxation.

Our professional tax advisors can assist you in clarifying all your doubts.

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Entry and Access Programs in Malta

Entry Programs for Visa Free Travel Access Programs for Residency
Entry type of programs mainly caters to those looking for visa-free travel. The prime scope is therefore to provide you with a travel document, essentially a second passport.
These are typically lower cost citizenship by investment options.The most well-known programs are in the Caribbean, where low investment minimums and quick processing times attract investors.
In order to get a passport, you might never even have to physically visit the issuing country.
Even the background checks and legal documentation are also relatively easier.
Though the Caribbean islands are stunning, it might be less likely you would consider living there permanently.
Caribbean citizenship through investment tend to be a more risky and reliable in the long run. 
‘Access’ type of investment programs give you and your family the right to permanently reside in one particular country.
The main aim of such programs is to provide you and your family an opportunity for a better lifestyle.
You will likely also be able to establish a business, apply for work and even send your children for education.
You will be able to live in the country forever, without having to exit every number of days.
Now that the Entry and Access Programs are clear to you on basic levels;
Let us now focus on the programs which give both.

Entry + Access Programs

Entry + Access Programs provide the benefits of both divisions. Naturally, they are more expensive and more difficult to qualify.
The Malta Residence and Visa Program and the Global Residence Program are the leading programs in this category.
Learn more about the programs,

The Malta Residence & Visa Program 


The Malta Global Residence Program

Get in touch with our professional team to learn more about your relocation options.
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Moving on,

Below we have listed some frequently asked questions (FAQs);

What is Malta Permanent Residency (and how can it be obtained)?
Answer: It is a scheme designed to attract all individuals and their families to take up permanent resident status in Malta. If you are a non-EU national and have been legally residing in Malta for five continuous years (with some allowable absence) you can be eligible to apply for Long-Term Residency status. This scheme is also known as Long-Term Residency scheme.
What does Qualifying Property mean?

Answer: Under the MRVP a qualifying property means the acquisition of real estate with a minimum value of €320,000 (€270,000 if located in Gozo or the South of Malta) ) to be held for at least 5 years; or the lease of a residential immovable property in Malta for a period of 5 years, at an annual rent of at least € 12,000. (€10,000 if located in Gozo or the South of Malta).

For more please visit MRVP FAQs page.

What does Qualifying Investment mean?
Answer: This means €250,000 value in debt or equity securities listed on the Official List of the Malta Stock Exchange. Investment in these securities may also be achieved through an investment in collective investment schemes that are licensed and are on the Official List of the Malta Stock Exchange.
Such investment is to be retained for a period of 5 years following the granting of the residency certificate.
For more please visit MRVP FAQs page.
What is the requirement for Health Insurance?
Answer: Evidence of possession of Health Insurance in respect of all risk (for a cover of at least €30,000) across the whole of the European Union for the applicant and all his/her dependents.
Such an insurance policy is to be retained indefinitely.
For more please visit MRVP FAQs page.

Final Words

Malta’s jurisdiction is an attractive option if you are looking for opportunities to relocate.

If you are thinking of becoming a Resident of Malta, some of the many factors that rank Malta amongst the top ones are:

  • Steady Economic Growth;
  • Political Stability;
  • Its Geographical Location;
  • Booming Sectors including Financial Services, Maritime, Aviation, Gaming and Real Estate;
  • Tax Efficient Systems;
  • One of the world’s safest countries.

Many residents are attracted to this island state every year. They may be freelance professionals who can work remotely or retirees from countries like Northern Europe or the UK.

Everyone who makes a decision to become a resident of Malta is attracted to its natural beauty and architecture; relaxed lifestyle; affordable cost of living along; and its rich historical culture.

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